Pledger.io
6.8#120 in personal finance softwareAndroidWebAPISelf-hosted
VisitPledger.io vs YNAB
What both publish
| Fact | Pledger.io | YNAB |
|---|---|---|
| Account sync | manual | both |
| Bill tracking | Yes | Yes |
| Budgeting tools | Yes | Yes |
| Mobile apps | android | both |
| Net-worth tracking | Yes | Yes |
| Report export | Yes | Yes |
| Security | The maker says Pledger.io does not hand financial data to a cloud service and that users retain control by self-hosting. | YNAB uses encryption in transit and at rest, restricted monitored access, code scanning, and infrastructure testing. |
Pledger.io plans
No prices published.
YNAB plans
- Monthly Plan$14.99 a month
- Annual Plan$109 a year
- College ProgramFree
- Free TrialFree
Pick Pledger.io if…
You want what its maker publishes above — check its page for the details.
Pick YNAB if…
YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.