Plaid
6.6#2 in open banking payment platformsAndroidiOSWebAPI
VisitPlaid vs Salt Edge Payment Initiation
Salt Edge Payment Initiation
5.5#17 in open banking payment platformsWebAPI
VisitWhat both publish
| Fact | Plaid | Salt Edge Payment Initiation |
|---|---|---|
| Security | Plaid's security portal lists SOC 2 Type 2, ISO 27001, and ISO 27701 certifications. | Salt Edge says it is ISO 27001 certified and PCI DSS compliant, and uses TLS encrypted channels, multiple encryption layers, and tokenisation. |
| What it does | Plaid helps people securely connect financial accounts to apps and services they choose, and lets them manage those connections. | Pay by bank enables account-to-account payments from customers’ bank accounts through open banking connectivity. |
Plaid plans
- TrialFree
- CustomPriced on request
- Growth—
- Pay as You Go—
Salt Edge Payment Initiation plans
- Pay by bankPriced on request
Pick Plaid if…
Plaid is suited to people and organizations connecting financial accounts to selected apps, as well as developers integrating its APIs and Link SDKs. Its listed plans address individuals and developers, small teams and startups, and businesses seeking to scale.
Pick Salt Edge Payment Initiation if…
It suits businesses that want to initiate account-to-account payments through open banking, including e-commerce, lending, e-wallet and corporate payment use cases. Its API also covers travel settlements and refunds.