Pennies
6.1#166 in personal finance softwareiOS
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| Fact | Pennies | YNAB |
|---|---|---|
| Account sync | manual | both |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | No |
| Integrations | Pennies Classic uses iCloud to back up and sync budgets across the user's Apple devices. | YNAB provides a REST JSON API over HTTPS, and its Zapier integration connects YNAB with more than 1,500 apps. |
| Mobile apps | ios | both |
You want what its maker publishes above — check its page for the details.
YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.