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Pennies vs SoFi

SoFi

9.0#1 in personal finance softwareFree plan
Free planAndroidiOSWebmacOS
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What both publish

FactPenniesSoFi
Account syncmanualboth
Budgeting toolsYesYes
Free planYesYes
IntegrationsPennies Classic uses iCloud to back up and sync budgets across the user's Apple devices.SoFi Relay can connect external accounts, and SoFi banking supports transfers to payment apps and friends or businesses.
Mobile appsiosboth
SupportThe Pennies Classic App Store listing provides [email protected] as a contact email.SoFi lists phone, email, live chat, and social-media support channels, with U.S. customer support at 855-456-7634.

Pennies plans

  • Monthly Subscription—
  • Annual Subscription—
  • Pennies—
  • Pennies+ Household Plan—

SoFi plans

  • SoFi Coach / RelayPriced on request
  • SoFi Coach / Relay—
  • SoFi Checking and SavingsFree
  • SoFi Plus$10 a month
  • SoFi CoachFree

Pick Pennies if…

You want what its maker publishes above — check its page for the details.

Pick SoFi if…

SoFi suits people looking for banking, investing, and financial tracking tools in one platform. SoFi Coach is available at no charge to members who use its banking, borrowing, or investing services.

Charts they share