
PayU
6.6#4 in payment tokenization softwareAndroidiOSWebAPI
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| Fact | PayU | Razorpay TokenHQ |
|---|---|---|
| Purpose | PayU provides payment gateway solutions for online businesses to accept digital payments. | TokenHQ replaces card numbers with tokens so businesses can offer customers a saved-card payment experience. |
| Security | PayU describes its gateway as PCI-DSS Level 1 certified and an RBI-authorised payment aggregator, with encryption and fraud prevention tools. | Razorpay says tokenisation substitutes a card number with a token and that the token-to-card relationship is held in a vault owned by a card network or issuing bank. |
| Support | PayU’s QR product page says representatives are available around the clock for support. | The TokenHQ page offers a free consultation with Razorpay experts and a request-meeting option. |
You want what its maker publishes above — check its page for the details.
TokenHQ suits businesses and merchants that want to offer saved-card checkout, including those using other payment gateways. It may be relevant to Standard Checkout, Custom Checkout, and API-integrated businesses, with different setup needs for each.