Paystack
8.2#2 in payment gatewaysFrom 1 NGN a monthFree planAndroidiOSWebAPI
VisitPaystack vs Viva.com
What both publish
| Fact | Paystack | Viva.com |
|---|---|---|
| Company profile | LinkedIn lists Paystack as a privately held software-development company founded in 2015 with 51–200 employees and primary headquarters in Sunnyvale, California. | LinkedIn lists Viva.com as founded in 2010, headquartered in Marousi, Attica, and employing 1,001–5,000 people. |
| Integrations | Paystack advertises more than 50 integrations spanning ecommerce, accounting, invoicing and CRM platforms. | Viva provides e-commerce plugins for Shopify, WooCommerce, PrestaShop, OpenCart, Magento, and Shopware 6. |
| Payment methods | Supported payment channels listed include cards, bank accounts, bank transfers, USSD, POS, Apple Pay, Google Pay, Visa QR, and mobile money. | The in-person product advertises support for more than 40 payment methods, including major cards and digital wallets. |
| Rating on Capterra | 4.4 out of 5 from 17 reviews | 3.0 out of 5 from 1 review for viva.com Smart Checkout |
| Rating on G2 | 4.1 out of 5 from 9 reviews | 3.8 out of 5 from 2 reviews |
| Rating on Google Play | 3.6 out of 5 from 883 reviews | 3.3 out of 5 from 17K reviews |
| Rating on Trustpilot | 1.5 out of 5 from 249 reviews | 4 out of 5 from about 2,000 reviews |
| Security | Paystack states it is PCI DSS Level 1 certified and ISO 27001:2022 certified. | Viva.com says it is a PCI DSS Level 1 Service Provider and protects data in transit and at rest in its cloud infrastructure. |
| Security controls | Paystack describes encrypted card storage, TLS 1.2 or newer, HSTS, mutual TLS and an independent vulnerability-reporting program. | The security page describes tokenization, dynamic CVV, AI fraud detection, biometrics, encryption, hardware security modules and DDoS-protected cloud infrastructure. |
Paystack plans
- Paystack transaction pricing (Nigeria)Free
- AccountFree
- Dedicated virtual accounts1 NGN a month
- Nigeria local transactions1.51 NGN a month
- Nigeria international transactions3.91 NGN a month
- Nigeria transfers up to NGN 5,00010 NGN a month
Viva.com plans
- ZeroFree
- Omnichannel Default£3.99 a month
- Default£3.99 a month
- Omnichannel Standard£10.99 a month
- Standard£10.99 a month
- Premium£15.99 a month
Pick Paystack if…
Paystack suits startups, entrepreneurs, and larger businesses operating in or serving Africa that need to accept customer payments. Its API and SDK offerings also suit businesses integrating payment collection into apps or websites.
Pick Viva.com if…
Viva.com suits businesses taking payments in person, online, remotely, or through marketplaces. It may also suit merchants seeking e-commerce plugins or developer integration options.