Paystack
8.2#2 in payment gatewaysFrom 1 NGN a monthFree planAndroidiOSWebAPI
VisitPaystack vs tru
What both publish
| Fact | Paystack | tru |
|---|---|---|
| Headquarters | Lagos, Nigeria | United States |
| Integrations | Paystack advertises more than 50 integrations spanning ecommerce, accounting, invoicing and CRM platforms. | The privacy policy names Stripe Link and Stripe Connect, and MCP-compatible clients including Claude Code, Cursor, and Windsurf. |
| Security | Paystack states it is PCI DSS Level 1 certified and ISO 27001:2022 certified. | The privacy policy says data is encrypted in transit with TLS and sensitive stored data is encrypted using industry-standard methods. |
Paystack plans
- Paystack transaction pricing (Nigeria)Free
- AccountFree
- Dedicated virtual accounts1 NGN a month
- Nigeria local transactions1.51 NGN a month
- Nigeria international transactions3.91 NGN a month
- Nigeria transfers up to NGN 5,00010 NGN a month
tru plans
- Usage-based$0.50, paid once
Pick Paystack if…
Paystack suits startups, entrepreneurs, and larger businesses operating in or serving Africa that need to accept customer payments. Its API and SDK offerings also suit businesses integrating payment collection into apps or websites.
Pick tru if…
You want what its maker publishes above — check its page for the details.