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Paystack vs SEPA.net

Paystack

8.2#2 in payment gatewaysFrom 1 NGN a month
Free planAndroidiOSWebAPI
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SEPA.net

5.8#11 in direct debit processing softwareFrom €199 a month
Web
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What both publish

FactPaystackSEPA.net
HeadquartersLagos, NigeriaAachen, Germany

Paystack plans

  • Paystack transaction pricing (Nigeria)Free
  • AccountFree
  • Dedicated virtual accounts1 NGN a month
  • Nigeria local transactions1.51 NGN a month
  • Nigeria international transactions3.91 NGN a month
  • Nigeria transfers up to NGN 5,00010 NGN a month

SEPA.net plans

  • Tarif A€199 a month
  • Tarif B€399 a month
  • Tarif C€499 a month

Pick Paystack if…

Paystack suits startups, entrepreneurs, and larger businesses operating in or serving Africa that need to accept customer payments. Its API and SDK offerings also suit businesses integrating payment collection into apps or websites.

Pick SEPA.net if…

It suits businesses needing direct-debit processing through a web service or API with international scheme coverage. Users should account for transaction fees, term billing and the absence of a hosted payment page.

Charts they share