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Paystack vs Rotessa

Paystack

8.2#2 in payment gatewaysFrom 1 NGN a month
Free planAndroidiOSWebAPI
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Rotessa

7.3#2 in direct debit processing softwareFrom $0.35 a month
WebAPImacOSWindows
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What both publish

FactPaystackRotessa
APIThe public API is RESTful and JSON-based, uses HTTPS, and provides separate test and live keys.The public REST API uses API-key authentication at api.rotessa.com/v1, with a sandbox endpoint available for testing.
HeadquartersLagos, NigeriaSteinbach, Manitoba, Canada
Rating on Capterra4.4 out of 5 from 17 reviews4.7 out of 5 from 3 reviews
Rating on G24.1 out of 5 from 9 reviews5.0 out of 5 from 1 review
SDKsOfficial developer tools include InlineJS plus Android, iOS, Flutter, Node and Python libraries.The developer documentation shows HTTP and cURL examples but does not list official client SDK packages.
SecurityPaystack states it is PCI DSS Level 1 certified and ISO 27001:2022 certified.Rotessa’s security overview says sensitive database information is encrypted using AES256, backups are made daily, and the company adheres to PCI DSS requirements for security management and protective measures.
Security controlsPaystack describes encrypted card storage, TLS 1.2 or newer, HSTS, mutual TLS and an independent vulnerability-reporting program.Rotessa states that sensitive database information uses AES-256 encryption, daily off-site backups, firewalls, intrusion prevention and SSL/TLS connections.

Paystack plans

  • Paystack transaction pricing (Nigeria)Free
  • AccountFree
  • Dedicated virtual accounts1 NGN a month
  • Nigeria local transactions1.51 NGN a month
  • Nigeria international transactions3.91 NGN a month
  • Nigeria transfers up to NGN 5,00010 NGN a month

Rotessa plans

  • 251-1000 Transactions$0.35 a month
  • 1-10 Transactions$17 a month
  • Base$25 a month
  • 11-50 Transactions$39 a month
  • 51-100 Transactions$65 a month
  • 101-250 Transactions$94 a month

Pick Paystack if…

Paystack suits startups, entrepreneurs, and larger businesses operating in or serving Africa that need to accept customer payments. Its API and SDK offerings also suit businesses integrating payment collection into apps or websites.

Pick Rotessa if…

Rotessa may suit businesses collecting bank payments on a one-time or recurring schedule, including the industries it lists. It also fits organizations that want accounting integrations, API access, or multiple user permissions.

Charts they share