Paystack
8.2#2 in payment gatewaysFrom 1 NGN a monthFree planAndroidiOSWebAPI
VisitPaystack vs Paytm Payment Gateway
Paytm Payment Gateway
6.3#31 in payment gatewaysAndroidiOSWebAPI
VisitWhat both publish
| Fact | Paystack | Paytm Payment Gateway |
|---|---|---|
| Headquarters | Lagos, Nigeria | Noida, India |
| Payment methods | Supported payment channels listed include cards, bank accounts, bank transfers, USSD, POS, Apple Pay, Google Pay, Visa QR, and mobile money. | It supports 100+ payment methods, including UPI, cards, net banking, EMI, and Paytm Postpaid. |
| Security | Paystack states it is PCI DSS Level 1 certified and ISO 27001:2022 certified. | Paytm says transactions are protected with PCI-DSS compliance, encryption, tokenization, and fraud prevention systems. |
Paystack plans
- Paystack transaction pricing (Nigeria)Free
- AccountFree
- Dedicated virtual accounts1 NGN a month
- Nigeria local transactions1.51 NGN a month
- Nigeria international transactions3.91 NGN a month
- Nigeria transfers up to NGN 5,00010 NGN a month
Paytm Payment Gateway plans
- Small Medium BusinessPriced on request
- Small Medium Business—
- EnterprisePriced on request
- Enterprise—
- Big Merchant — Standard PlanPriced on request
- Small Merchant — Standard PlanPriced on request
Pick Paystack if…
Paystack suits startups, entrepreneurs, and larger businesses operating in or serving Africa that need to accept customer payments. Its API and SDK offerings also suit businesses integrating payment collection into apps or websites.
Pick Paytm Payment Gateway if…
You want what its maker publishes above — check its page for the details.