Paystack
8.2#2 in payment gatewaysFrom 1 NGN a monthFree planAndroidiOSWebAPI
VisitPaystack vs PayTabs Payment Links
PayTabs Payment Links
6.4#27 in payment gatewaysAndroidiOSWebAPI
VisitWhat both publish
| Fact | Paystack | PayTabs Payment Links |
|---|---|---|
| Fraud protection | Paystack says automated and manual fraud systems help protect against fraudulent transactions and related chargeback claims. | PayTabs describes a two-layer fraud protection system consisting of an in-house layer and 3D Secure 2.0. |
| Headquarters | Lagos, Nigeria | Saudi Arabia |
| Integrations | Paystack advertises more than 50 integrations spanning ecommerce, accounting, invoicing and CRM platforms. | PayTabs lists Shopify, Magento, WooCommerce, CS-Cart, OpenCart, PrestaShop, WHMCS, and Xero among its ready-made shopping cart integrations. |
| Payment methods | Supported payment channels listed include cards, bank accounts, bank transfers, USSD, POS, Apple Pay, Google Pay, Visa QR, and mobile money. | The merchant dashboard page says PayTabs accepts international and local credit cards, debit cards, and wallets. |
| Security | Paystack states it is PCI DSS Level 1 certified and ISO 27001:2022 certified. | PayTabs states its platform is PCI DSS certified and EMV 3D Secure 2.0 ready. |
| Security certifications | Paystack states that it is PCI DSS Level 1 certified and ISO 27001:2022 and ISO 27701 certified. | PayTabs states that it is Level 1 PCI DSS compliant and complies with the UAE IA standard and SAMA cybersecurity framework. |
Paystack plans
- Paystack transaction pricing (Nigeria)Free
- AccountFree
- Dedicated virtual accounts1 NGN a month
- Nigeria local transactions1.51 NGN a month
- Nigeria international transactions3.91 NGN a month
- Nigeria transfers up to NGN 5,00010 NGN a month
PayTabs Payment Links plans
No prices published.
Pick Paystack if…
Paystack suits startups, entrepreneurs, and larger businesses operating in or serving Africa that need to accept customer payments. Its API and SDK offerings also suit businesses integrating payment collection into apps or websites.
Pick PayTabs Payment Links if…
It suits retailers, restaurants, educators, government entities, hotels and travel providers seeking link-based collection. Merchants can use dashboard tools, integrations or mobile SDKs.