Payscore
5.4#22 in employment verification softwareWebAPIExtension
VisitPayscore vs Smile API
What both publish
| Fact | Payscore | Smile API |
|---|---|---|
| Headquarters | Seattle, Washington, United States | The company contact page lists Smile Technology Pte Ltd at 68 Circular Road, #02-01, Singapore 049422. |
| Integrations | Payscore lists native integrations with Yardi, RealPage, Entrata, Resman, Rent Manager, Rentvine, and TazWorks. | The maker describes integration through a unified API, plug-and-play APIs, and a developer SDK; Smile Wink can also be embedded as a widget or sent by email. |
| Product | Payscore provides automated income, employment, and identity verification using bank, payroll, and document data. | Smile API provides real-time, user-authorized access to verified identity, employment, and financial data through an API. |
| Security | Payscore states that it uses 256-bit encryption, does not store applicant credentials, and accesses transaction data read-only. | Smile says credentials are sent to data sources over TLS and data is encrypted using RSA 4096 with SHA-256 signing. |
| Support | The subscription plan includes applicant and customer support. | Smile invites organizations to contact it for help understanding the API, implementation, and going live. |
Payscore plans
- EnterprisePriced on request
- Subscription—
Smile API plans
- SandboxFree
Pick Payscore if…
It is designed for market-rate and affordable property management companies, including centralized operators. Teams can choose portal, extension, integrated or API deployment.
Pick Smile API if…
Smile API suits banks, fintechs, lenders, recruitment agencies, HR teams, and other service providers that need identity, employment, or income data in their services. Developers can try the sandbox with mock data before seeking approved production access.