PayOrc
7.8#2 in payment orchestration platformsFrom $25 a monthFree planAndroidiOSWebAPI
VisitPayOrc vs ZenPays
What both publish
| Fact | PayOrc | ZenPays |
|---|---|---|
| Integrations | PayOrc lists more than 100 integrations spanning e-commerce platforms, payment methods, wallets, banks, PSPs, ERP systems and CRMs. | ZenPays describes one REST API and provider abstraction for connecting providers, methods, and rails; it does not name specific integration partners on this page. |
| Payment methods | The gateway supports cards, UPI, wallets, net banking, BNPL, QR payments and bank transfers through one API. | Supported payment categories include cards, e-wallets, bank transfers, local payment methods, and stablecoin rails. |
| Product | PayOrc describes itself as a unified payment orchestration layer for merchants, payment providers, banks, and technology platforms. | ZenPays describes itself as a payment orchestration platform for authorization, capture, refunds, payouts, disputes, and settlement across fiat and stablecoin rails. |
| Routing | Its intelligent routing engine selects a processor in real time, and the site says authorization rates can improve by up to 15%. | Routing policies can weigh cost, speed, geography, and success rate, with cascading retries for soft declines. |
| Security | The security page lists PCI DSS Level 1, ISO/IEC 27001:2022, and ISO 9001 certifications. | The security page lists AES-256 encryption at rest, TLS 1.3 in transit, tokenization, audit trails, role-based access, and SSO support. |
PayOrc plans
- StarterFree
- Growth$25 a month
- EnterprisePriced on request
ZenPays plans
No prices published.
Pick PayOrc if…
It suits businesses and platforms seeking to route payments across providers, use retries, and offer multiple payment methods. The free Starter plan is limited to one PSP and up to USD 5k monthly TPV.
Pick ZenPays if…
ZenPays may suit businesses managing payments across multiple methods, providers, or currency rails. Its named target sectors include marketplaces, SaaS, travel, gaming, forex, and cross-border merchants.