
PayOrc
7.8#2 in payment orchestration platformsFrom $25 a monthFree planAndroidiOSWebAPI
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| Fact | PayOrc | Tokeflow |
|---|---|---|
| API and SDKs | The developer page lists a REST API, webhooks, and SDKs for Node.js, Python, PHP, Java, Ruby, and Go, plus web, Android, iOS, and Flutter SDKs. | The maker describes a REST API and SDKs for Node.js, Python, and Go, with sandbox access provided during onboarding. |
| Integrations | PayOrc lists more than 100 integrations spanning e-commerce platforms, payment methods, wallets, banks, PSPs, ERP systems and CRMs. | The integrations directory lists 40+ integrations across six regions and 15+ payment method types, including both live and roadmap entries. |
| Product | PayOrc describes itself as a unified payment orchestration layer for merchants, payment providers, banks, and technology platforms. | Tokeflow is a white-label payment orchestration platform that connects payment providers through a unified API. |
| Routing | Its intelligent routing engine selects a processor in real time, and the site says authorization rates can improve by up to 15%. | Routing rules can use payment method, currency, region, BIN range, transaction value, or provider priority. |
| Security | The security page lists PCI DSS Level 1, ISO/IEC 27001:2022, and ISO 9001 certifications. | Tokeflow states that it enforces TLS 1.2+ in transit, AES-256 encryption at rest, and tenant isolation. |
It suits businesses and platforms seeking to route payments across providers, use retries, and offer multiple payment methods. The free Starter plan is limited to one PSP and up to USD 5k monthly TPV.
It is designed for platforms, SaaS businesses, marketplaces, integrators, fintech companies, and checkout providers embedding payments. Teams should be prepared to coordinate settlement through their contracted payment providers.