
PayOrc
7.8#2 in payment orchestration platformsFrom $25 a monthFree planAndroidiOSWebAPI
Visit

| Fact | PayOrc | PayServ Multi-PSP Platform |
|---|---|---|
| API and SDKs | The developer page lists a REST API, webhooks, and SDKs for Node.js, Python, PHP, Java, Ruby, and Go, plus web, Android, iOS, and Flutter SDKs. | PayServ describes a unified REST API and lists client SDKs for Node.js, Java, Python, and PHP. |
| Hosted checkout | PayOrc-hosted pages collect card details, reducing the merchant's PCI scope; the API returns payment and iframe links and sends webhook notifications. | PayServ offers a branded hosted checkout supporting multiple payment methods and says it handles the checkout PCI scope. |
| Integrations | PayOrc lists more than 100 integrations spanning e-commerce platforms, payment methods, wallets, banks, PSPs, ERP systems and CRMs. | PayServ documentation describes connectors for providers including Stripe, Adyen and PayPal, while the homepage lists wallets and ACH payment methods. |
| Payment methods | The gateway supports cards, UPI, wallets, net banking, BNPL, QR payments and bank transfers through one API. | The homepage lists Visa, Mastercard, Amex, Discover, Apple Pay, Google Pay, PayPal, Venmo, Cash App and ACH bank transfer support. |
| Routing | Its intelligent routing engine selects a processor in real time, and the site says authorization rates can improve by up to 15%. | The developer documentation describes weighted split routing and automatic failover routing without application redeployment. |
| Security | The security page lists PCI DSS Level 1, ISO/IEC 27001:2022, and ISO 9001 certifications. | The platform page says PSP-hosted fields capture card data, raw cardholder data does not transit PayServ servers, and credentials are encrypted at rest with AES-256-GCM and transmitted over TLS 1.3. |
It suits businesses and platforms seeking to route payments across providers, use retries, and offer multiple payment methods. The free Starter plan is limited to one PSP and up to USD 5k monthly TPV.
It suits merchants, banks, fintech companies, engineering teams, ISVs, and platforms working with multiple payment providers. The Free plan may fit evaluation with one sandbox connection and a limited monthly test allowance.