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Payoneer Checkout vs Paystack

Paystack

8.2#2 in payment gatewaysFrom 1 NGN a month
Free planAndroidiOSWebAPI
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What both publish

FactPayoneer CheckoutPaystack
Fraud protectionPayoneer describes real-time fraud detection, risk scoring, pre-dispute alerts, and chargeback support for Checkout.Paystack says automated and manual fraud systems help protect against fraudulent transactions and related chargeback claims.
HeadquartersPayoneer lists its corporate headquarters as New York, NY.Lagos, Nigeria
IntegrationsThe checkout page lists SHOPLAZZA, WooCommerce, Shopify, and Shopline as supported shopping carts and platforms.Paystack advertises more than 50 integrations spanning ecommerce, accounting, invoicing and CRM platforms.
Payment methodsCheckout supports major credit cards, Apple Pay, Google Pay, buy now pay later options, and local payment methods, with availability varying by integration type and market.Supported payment channels listed include cards, bank accounts, bank transfers, USSD, POS, Apple Pay, Google Pay, Visa QR, and mobile money.
SecurityPayoneer’s Security Center lists PCI DSS Level 1 certification and SOC 2 Type II and SOC 1 Type II assessments conducted by an independent audit firm.Paystack states it is PCI DSS Level 1 certified and ISO 27001:2022 certified.

Payoneer Checkout plans

  • Payoneer CheckoutPriced on request

Paystack plans

  • Paystack transaction pricing (Nigeria)Free
  • AccountFree
  • Dedicated virtual accounts1 NGN a month
  • Nigeria local transactions1.51 NGN a month
  • Nigeria international transactions3.91 NGN a month
  • Nigeria transfers up to NGN 5,00010 NGN a month

Pick Payoneer Checkout if…

It may suit ecommerce, digital services, SaaS, and online platform merchants who meet the Hong Kong entity and monthly volume requirements. It is also relevant to merchants who want checkout revenue alongside other payments in a Payoneer balance.

Pick Paystack if…

Paystack suits startups, entrepreneurs, and larger businesses operating in or serving Africa that need to accept customer payments. Its API and SDK offerings also suit businesses integrating payment collection into apps or websites.

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