EVERYTHING XIAOMI
Get listed
Side by side

Payment Link vs Paystack

Paystack

8.2#2 in payment gatewaysFrom 1 NGN a month
Free planAndroidiOSWebAPI
Visit

What both publish

FactPayment LinkPaystack
IntegrationsPayment Link uses Stripe, and the maker says users can connect an existing Stripe account or create one through Payment Link.Paystack advertises more than 50 integrations spanning ecommerce, accounting, invoicing and CRM platforms.
Payment methodsCustomers can pay by credit or debit card, Apple Pay, and Google Pay.Supported payment channels listed include cards, bank accounts, bank transfers, USSD, POS, Apple Pay, Google Pay, Visa QR, and mobile money.
ReportingThe dashboard can show pending and paid transactions, support searches by customer or date, and export summaries to Excel or CSV.The dashboard provides reporting, alerts, exports, transaction reports, customer search, and customer purchase insights.
SecurityThe maker says it does not store customers’ card details and that payment processing uses secure 256-bit encryption on the payment provider’s end.Paystack states it is PCI DSS Level 1 certified and ISO 27001:2022 certified.

Payment Link plans

  • Solo Plan (annually)$16 a month
  • Solo Plan (monthly)$20 a month
  • Team Plan (annually)$35 a month
  • Team Plan (monthly)$45 a month
  • Enterprise Plan (annually)$75 a month
  • Enterprise Plan (monthly)$95 a month

Paystack plans

  • Paystack transaction pricing (Nigeria)Free
  • AccountFree
  • Dedicated virtual accounts1 NGN a month
  • Nigeria local transactions1.51 NGN a month
  • Nigeria international transactions3.91 NGN a month
  • Nigeria transfers up to NGN 5,00010 NGN a month

Pick Payment Link if…

You want what its maker publishes above — check its page for the details.

Pick Paystack if…

Paystack suits startups, entrepreneurs, and larger businesses operating in or serving Africa that need to accept customer payments. Its API and SDK offerings also suit businesses integrating payment collection into apps or websites.

Charts they share