PayJustNow
6.6#11 in buy now, pay later platformsFree planFree planAndroidiOSWeb
VisitPayJustNow vs Scalapay
What both publish
| Fact | PayJustNow | Scalapay |
|---|---|---|
| Headquarters | 3rd Floor Sunclare Building, 21 Dreyer Street, Claremont, Western Cape, 7708, South Africa | LinkedIn lists Dublin City, Ireland as headquarters, while Scalapay's own website gives an operating headquarters address in Milan, Italy. |
| Merchant fees | Merchant signup has no setup or monthly service fees, and PayJustNow charges a transaction fee after an order is processed. | Merchants pay a commission on each order, and Scalapay says it provides detailed fees after registration because they are personalized. |
| Pay in 3 | Pay in 3 charges one third at checkout and automatically collects the other two payments on the shopper’s salary date. | The merchant page describes Pay in 3 as three instalments without interest for the customer. |
PayJustNow plans
- Pay in 3Free
- Pay in 12Priced on request
Scalapay plans
- Merchant acceptancePriced on request
- Merchant offeringPriced on request
- Pay in 3—
- Pay in 4—
Pick PayJustNow if…
PayJustNow suits eligible South African shoppers who want instalments at participating retailers. Pay in 12 is specifically available for online purchases at partner stores.
Pick Scalapay if…
It may suit shoppers buying from participating stores who want to pay in instalments, and merchants seeking online or in-store payment options. Merchant fees are personalized and disclosed after registration.