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Payflow vs Tapcheck

Payflow logo

Payflow

6.4#6 in earned wage access software
AndroidiOSWebAPI
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Tapcheck logo

Tapcheck

6.7#3 in earned wage access softwareFree plan
Free planAndroidiOSWeb
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What both publish

FactPayflowTapcheck
Data protectionPayflow says it has a DPO registered with Spain’s AEPD and stores its services in AWS data centers located in the EU.Tapcheck says employee data is never sold.
Founded20202019
HeadquartersMadrid, SpainPlano, Texas, United States
IntegrationsPayflow says it integrates with more than 60 HR and payroll systems.Tapcheck's marketplace lists payroll, HR, timekeeping, and workforce platforms, including ADP, BambooHR, and Ceridian Dayforce.
ProductPayflow describes itself as a financial wellbeing app that gives employees access to earned wages and flexible compensation in one mobile app.Tapcheck provides employees access to a portion of wages they have earned before payday through an employer-linked on-demand pay service.
Security certificationPayflow says AENOR certifies it to ISO 27001 and that it holds ENS conformity certification at medium category.Tapcheck's Trust Center lists SOC 2 Type II and says the company conducts annual third-party audits and penetration testing.
SupportThe product page advertises 24/7 customer service, while the user help center offers WhatsApp support and FAQs.Employees can contact support through the app or by emailing [email protected].

Payflow plans

No prices published.

Tapcheck plans

  • EmployeesFree
  • Enterprise planFree
  • Small Business planFree

Pick Payflow if…

Payflow suits employers looking to offer eligible employees earned wage access, flexible benefits and financial education. Its web panel and payroll integrations are relevant to HR teams administering access and usage.

Pick Tapcheck if…

Tapcheck suits employees whose employer has signed up and who want access to some earned wages before payday. Employers can connect payroll and timekeeping systems through a no-code integration.

Charts they share