Payflow
6.4#6 in earned wage access softwareAndroidiOSWebAPI
VisitPayflow vs Rain
What both publish
| Fact | Payflow | Rain |
|---|---|---|
| Earned wage access | Employees can access their accrued salary instantly at any time during the month and may advance part of their extra pay. | Employees can transfer up to 50% of current period earnings before payday. |
| Integrations | Payflow says it integrates with more than 60 HR and payroll systems. | Rain lists pre-built connectors to 100+ platforms and names Workday, Microsoft Teams, Paylocity, SAP, ADP, and UKG as featured partners. |
| Product | Payflow describes itself as a financial wellbeing app that gives employees access to earned wages and flexible compensation in one mobile app. | Rain describes itself as an AI financial health platform for employees and employers. |
| Security | Payflow says it holds AENOR ISO 27001 certification and medium-category Spanish National Security Framework conformity certification, has a DPO registered with the AEPD, and operates servers in the EU. | Rain states that it uses end-to-end encryption and is certified to SOC 1 Type 2, SOC 2 Type 2, and ISO/IEC 27001 standards. |
| Support | The product page advertises 24/7 customer service, while the user help center offers WhatsApp support and FAQs. | Rain advertises 24/7 U.S.-based user care, response times under 30 seconds, and English- and Spanish-speaking support. |
Payflow plans
No prices published.
Rain plans
- Standard bank transferFree
- Instant transfer$3.99, paid once
- Employer-sponsored earned wage accessPriced on request
Pick Payflow if…
Payflow suits employers looking to offer eligible employees earned wage access, flexible benefits and financial education. Its web panel and payroll integrations are relevant to HR teams administering access and usage.
Pick Rain if…
Rain is aimed at employers offering financial health benefits and employees who want access to earned pay before payday. Its tools may also suit employees seeking budgeting, spending analysis or financial coaching features.