Payflex
6.2#19 in buy now, pay later platformsAndroidiOSWebAPI
VisitPayflex vs Scalapay
What both publish
| Fact | Payflex | Scalapay |
|---|---|---|
| Company founding | LinkedIn lists Payflex as founded in 2018. | LinkedIn lists Scalapay as founded in 2019. |
| Headquarters | Sandton, Johannesburg, Gauteng, South Africa | LinkedIn lists Dublin City, Ireland as headquarters, while Scalapay's own website gives an operating headquarters address in Milan, Italy. |
| Integrations | Payflex lists WooCommerce, Shopify, Magento V1 and V2, and OpenCart, and says custom-built sites can use its API. | Official plugins are listed for BigCommerce, Magento, OpenCart, PrestaShop, Salesforce, Shopify, Shopware, VTEX, WooCommerce and other platforms. |
| Merchant fees | A Payflex merchant page says there are no setup or other transaction fees and merchants do not pay additional card fees on Payflex transactions. | Merchants pay a commission on each order, and Scalapay says it provides detailed fees after registration because they are personalized. |
| Merchant settlement | Payflex says it pays merchants upfront and handles collection from shoppers. | Scalapay says merchants receive the full order value upfront while customers repay over time. |
Payflex plans
No prices published.
Scalapay plans
- Merchant acceptancePriced on request
- Merchant offeringPriced on request
- Pay in 3—
- Pay in 4—
Pick Payflex if…
Payflex suits South African shoppers seeking instalment payments and merchants adding online or in-store checkout options. Merchant integrations cover major commerce platforms and custom websites.
Pick Scalapay if…
It may suit shoppers buying from participating stores who want to pay in instalments, and merchants seeking online or in-store payment options. Merchant fees are personalized and disclosed after registration.