Pay by Bank from allpay
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| Fact | Pay by Bank from allpay | Plaid |
|---|---|---|
| Integrations | The page says Pay by Bank is rolling out across allpay’s digital platforms, starting with the allpayments app and online payment journeys using hosted payment pages; Gateway Plus is marked as coming soon. | Plaid's partner directory lists partners including Dwolla, Checkout.com, and Humble Devs. |
| Security | Customers authorise each payment directly through their bank, so the organisation does not handle sensitive account details. | Plaid's security portal lists SOC 2 Type 2, ISO 27001, and ISO 27701 certifications. |
| Support | The Pay by Bank page directs organisations to contact the sales team and links to the allpay Help Centre for support. | Plaid customers can use self-service resources and its Dashboard AI assistant; enhanced support tiers may be available to Custom plan customers. |
| What it does | Pay by Bank lets customers pay directly from their bank account using Open Banking, without entering card details. | Plaid helps people securely connect financial accounts to apps and services they choose, and lets them manage those connections. |
| Who it serves | The page highlights housing associations, local authorities, income collection and rent teams, utilities, billing organisations, and organisations managing high-volume regular payments. | Plaid describes Pay as You Go as best for individuals and developers, Growth for small teams and startups, and Custom for businesses that need to scale. |
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It is aimed at organisations such as housing associations, local authorities, utilities, and billing teams that collect regular payments. Customers who want to pay directly through their bank can authorise transactions in a banking app or online banking.
Plaid is suited to people and organizations connecting financial accounts to selected apps, as well as developers integrating its APIs and Link SDKs. Its listed plans address individuals and developers, small teams and startups, and businesses seeking to scale.