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OpenPayd vs Swan Cards

Swan Cards

7.9#2 in banking-as-a-service platformsFrom €900 a month
Free planAndroidiOSWebAPI
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What both publish

FactOpenPaydSwan Cards
Founded20182019
HeadquartersLondon, United KingdomParis, France
IntegrationsOpenPayd is integrated with Circle Payments Network for near-instant cross-border fiat payments to businesses.Swan offers a GraphQL API, a ready-made web banking interface, and an open-source Swan Banking Frontend for customized web banking.

OpenPayd plans

  • Bespoke pricingPriced on request

Swan Cards plans

  • SandboxFree
  • Swan€900 a month
  • Swan on demand€2,990 a month
  • Swan EnterprisePriced on request

Pick OpenPayd if…

It is intended exclusively for corporate clients needing embedded financial accounts, payments, wallets, or digital-asset services. Individuals and consumers cannot use OpenPayd directly.

Pick Swan Cards if…

Swan suits European software companies that want to embed branded accounts, cards, or payments in their products. Partners need a backend for API calls and can configure card rules for their users.

Charts they share