OpenPayd
5.3#27 in banking-as-a-service platformsWebAPI
VisitOpenPayd vs Stripe Treasury
Stripe Treasury
7.9#1 in banking-as-a-service platforms$0.50 one-timeFree planAndroidiOSWebAPI
VisitWhat both publish
| Fact | OpenPayd | Stripe Treasury |
|---|---|---|
| Company | OpenPayd says it was founded in 2018 by Dr. Ozan Ozerk. | Stripe, LLC is a privately held company founded in 2010 with headquarters in South San Francisco and a stated 5,001–10,000 employee range. |
| Headquarters | London, United Kingdom | South San Francisco, California, and Dublin, Ireland |
OpenPayd plans
- Bespoke pricingPriced on request
Stripe Treasury plans
- ACH fundingFree
- TreasuryFree
- Treasury accountFree
- Treasury cardsFree
- Instant currency conversion$0.50, paid once
- Domestic payout$1.50, paid once
Pick OpenPayd if…
It is intended exclusively for corporate clients needing embedded financial accounts, payments, wallets, or digital-asset services. Individuals and consumers cannot use OpenPayd directly.
Pick Stripe Treasury if…
Treasury is aimed at startups and growing businesses seeking to combine financial operations with payments. Platforms including Shopify, Instacart, and Arc can use Treasury for Platforms to provide embedded accounts.