OPay
6.7#13 in peer-to-peer payment appsFree planFree planAndroidiOSAPI
VisitOPay vs Settle Up
What both publish
| Fact | OPay | Settle Up |
|---|---|---|
| Headquarters | Lagos, Nigeria | Casper, Wyoming, United States |
| Purpose | OPay describes itself as a financial services platform for managing finances, payments, and transactions. | Settle Up tracks group expenses and IOUs for travelers, flatmates, couples, event organizers and groups of friends. |
OPay plans
- OPay appFree
Settle Up plans
- Premium—
- FreeFree
- Monthly Premium$3.99 a month
- Group Premium for 1 week$5.99, paid once
- Group Premium for 2 weeks$9.99, paid once
- Group Premium for 1 month$14.99 a month
Pick OPay if…
OPay suits people in Nigeria who need payments, transfers, bills, top-ups, or savings options. It also serves agents and merchants, with integrations for merchant payments.
Pick Settle Up if…
Settle Up suits groups that share expenses or IOUs, including travel parties, households, couples, and event organizers. Its unequal splits and multiple-payer entries can help with expenses that are not divided evenly.