
OPay
6.7#13 in peer-to-peer payment appsFree planFree planAndroidiOSAPI
Visit

| Fact | OPay | Remitly |
|---|---|---|
| Founded | 2018 | 2011 |
| Headquarters | Lagos, Nigeria | Seattle, Washington, USA |
| Transfer limits | OPay notes that free transfer limits and other restrictions may apply and directs users to the app for current terms. | Sending limits apply over 24 hours, 30 days, and 180 days, varying by sender and recipient location. |
OPay suits people in Nigeria who need payments, transfers, bills, top-ups, or savings options. It also serves agents and merchants, with integrations for merchant payments.
Remitly suits people sending money internationally who want to see the exchange rate, fees, and total cost before sending. It also fits recipients who prefer to collect funds without creating an account or downloading an app.