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OPay vs Remitly

OPay logo

OPay

6.7#13 in peer-to-peer payment appsFree plan
Free planAndroidiOSAPI
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Remitly logo

Remitly

8.2#5 in money transfer apps$2.99 one-time
Free planAndroidiOS
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What both publish

FactOPayRemitly
Founded20182011
HeadquartersLagos, NigeriaSeattle, Washington, USA
Transfer limitsOPay notes that free transfer limits and other restrictions may apply and directs users to the app for current terms.Sending limits apply over 24 hours, 30 days, and 180 days, varying by sender and recipient location.

OPay plans

  • OPay appFree

Remitly plans

  • Bank depositFree
  • Cash pickup$2.99, paid once
  • New customer promotional rate—

Pick OPay if…

OPay suits people in Nigeria who need payments, transfers, bills, top-ups, or savings options. It also serves agents and merchants, with integrations for merchant payments.

Pick Remitly if…

Remitly suits people sending money internationally who want to see the exchange rate, fees, and total cost before sending. It also fits recipients who prefer to collect funds without creating an account or downloading an app.

Charts they share