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Ontop vs Wise

Ontop logo

Ontop

7.4#2 in payout software
AndroidiOSWebAPI
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Wise logo

Wise

8.2#4 in money transfer appsFree plan
Free planAndroidiOSWeb
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What both publish

FactOntopWise
Founded20202011
HeadquartersMiami, Florida, United StatesLondon, United Kingdom
IntegrationsOntop documents integrations with QuickBooks and BambooHR.Wise says it has partnered with companies including Monzo, Bolt, and GoCardless to provide their customers international banking services.

Ontop plans

  • Ontop Reserve$14.90 a month
  • Contractor of record$49 a month
  • Ontop Reserve$145 a year
  • Hire Employees$499 a month

Wise plans

  • Wise personal account and transfersFree

Pick Ontop if…

Ontop suits businesses managing international contractors as well as freelancers with clients in different countries. Its Global Account is aimed at remote workers and independent professionals who need to receive payments and transfer money internationally.

Pick Wise if…

Wise suits people sending money to overseas bank accounts or receiving payments from abroad. It may also suit users who want to track or schedule transfers and receive exchange-rate alerts.

Charts they share