Oney
6.2#18 in buy now, pay later platformsAndroidiOSWebAPI
VisitOney vs Scalapay
What both publish
| Fact | Oney | Scalapay |
|---|---|---|
| Founded | Oney says its group was created in France in 1983 by Gérard Mulliez, founder of Auchan. | 2019 |
| Headquarters | Oney Bank lists its registered office at 34 avenue de Flandre, 59170 Croix, France. | LinkedIn lists Dublin City, Ireland as headquarters, while Scalapay's own website gives an operating headquarters address in Milan, Italy. |
| Integrations | Merchants can integrate through Oney’s API or payment service provider, content management system and software provider partners. | Official plugins are listed for BigCommerce, Magento, OpenCart, PrestaShop, Salesforce, Shopify, Shopware, VTEX, WooCommerce and other platforms. |
| Merchant settlement | Oney says merchant funds are paid within 48 hours and that it covers 100% of unpaid-payment and fraud risk, subject to stated exceptions. | Scalapay says merchants receive the full order value upfront while customers repay over time. |
Oney plans
No prices published.
Scalapay plans
- Merchant acceptancePriced on request
- Merchant offeringPriced on request
- Pay in 3—
- Pay in 4—
Pick Oney if…
Oney suits retailers seeking payment and financing options across online, in-store, and other sales channels. Its API and partner integrations may fit merchants using the listed platforms.
Pick Scalapay if…
It may suit shoppers buying from participating stores who want to pay in instalments, and merchants seeking online or in-store payment options. Merchant fees are personalized and disclosed after registration.