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mybudgetpal vs YNAB

mybudgetpal

7.2#83 in personal finance softwareFree plan
Free planAndroidiOSWeb
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YNAB logo

YNAB

8.5#4 in personal finance softwareFrom $109 a year
AndroidiOSWebAPI
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What both publish

FactmybudgetpalYNAB
Account syncbothboth
Bank credentialsBooster says only Yodlee can access bank-linking credentials, which are encrypted and stored in Yodlee’s system.Bank connections are read-only, use Plaid or MX, and YNAB says it never stores users’ bank credentials.
Bill trackingYesYes
Budgeting toolsYesYes
Free planYesNo
Mobile appsbothboth
Net-worth trackingYesYes

mybudgetpal plans

  • mybudgetpalFree

YNAB plans

  • Monthly Plan$14.99 a month
  • Annual Plan$109 a year
  • College ProgramFree
  • Free TrialFree

Pick mybudgetpal if…

You want what its maker publishes above — check its page for the details.

Pick YNAB if…

YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.

Charts they share