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MoneyWiz vs YNAB

MoneyWiz logo

MoneyWiz

7.4#54 in personal finance softwareFrom $29.99 a year
iOSmacOS
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YNAB logo

YNAB

8.5#4 in personal finance softwareFrom $109 a year
AndroidiOSWebAPI
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What both publish

FactMoneyWizYNAB
Account syncbothboth
Bill trackingYesYes
Budgeting toolsYesYes
Free planYesNo
IntegrationsThe privacy policy identifies Plaid, Yodlee, and Salt Edge as online banking providers and says MoneyWiz does not store online banking credentials.YNAB provides a REST JSON API over HTTPS, and its Zapier integration connects YNAB with more than 1,500 apps.
Mobile appsiosboth
Net-worth trackingYesYes
Report exportYesYes
ReportsMoneyWiz offers more than 30 reports, including net worth, cash flow, and profit and loss, which can be exported to CSV or PDF.Spending and net-worth reports provide graphs and charts about spending and wealth.

MoneyWiz plans

  • PREMIUM$5.99 a month
  • STANDARD$29.99 a year
  • PREMIUM$59.99 a year

YNAB plans

  • Monthly Plan$14.99 a month
  • Annual Plan$109 a year
  • College ProgramFree
  • Free TrialFree

Pick MoneyWiz if…

You want what its maker publishes above — check its page for the details.

Pick YNAB if…

YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.

Charts they share