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Moneydance vs YNAB

Moneydance

6.4#150 in personal finance software
AndroidiOSWindowsmacOS
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YNAB logo

YNAB

8.5#4 in personal finance softwareFrom $109 a year
AndroidiOSWebAPI
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What both publish

FactMoneydanceYNAB
Account syncautomaticboth
Bill trackingYesYes
Budgeting toolsYesYes
Free planNoNo
HeadquartersEdinburgh, Scotland, UKLehi, Utah, USA
Mobile appsbothboth
Net-worth trackingYesYes
Report exportYesYes

Moneydance plans

  • Buy Once—

YNAB plans

  • Monthly Plan$14.99 a month
  • Annual Plan$109 a year
  • College ProgramFree
  • Free TrialFree

Pick Moneydance if…

You want what its maker publishes above — check its page for the details.

Pick YNAB if…

YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.

Charts they share