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MONEI vs Paystack

MONEI

6.0#40 in payment gateways
AndroidiOSWebAPI
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Paystack

8.2#2 in payment gatewaysFrom 1 NGN a month
Free planAndroidiOSWebAPI
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What both publish

FactMONEIPaystack
HeadquartersMálaga, SpainLagos, Nigeria
IntegrationsMONEI lists direct integrations for Shopify, WooCommerce, Wix, Magento 2, and PrestaShop, plus a payments API for custom websites.Paystack advertises more than 50 integrations spanning ecommerce, accounting, invoicing and CRM platforms.
Payment methodsThe gateway supports 30+ payment methods, including cards, digital wallets, and local options.Supported payment channels listed include cards, bank accounts, bank transfers, USSD, POS, Apple Pay, Google Pay, Visa QR, and mobile money.
Recurring paymentsThe platform supports recurring payments and subscriptions.Its APIs let businesses collect one-time and recurring payments from an app or website.
SecurityMONEI says its gateway includes 3D Secure 2.0, meets PSD2 strong customer authentication requirements, and is PCI DSS Level 1 compliant.Paystack states it is PCI DSS Level 1 certified and ISO 27001:2022 certified.

MONEI plans

  • MONEI One—

Paystack plans

  • Paystack transaction pricing (Nigeria)Free
  • AccountFree
  • Dedicated virtual accounts1 NGN a month
  • Nigeria local transactions1.51 NGN a month
  • Nigeria international transactions3.91 NGN a month
  • Nigeria transfers up to NGN 5,00010 NGN a month

Pick MONEI if…

You want what its maker publishes above — check its page for the details.

Pick Paystack if…

Paystack suits startups, entrepreneurs, and larger businesses operating in or serving Africa that need to accept customer payments. Its API and SDK offerings also suit businesses integrating payment collection into apps or websites.

Charts they share