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Monarch Money vs SoFi

SoFi

9.0#1 in personal finance softwareFree plan
Free planAndroidiOSWebmacOS
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What both publish

FactMonarch MoneySoFi
Account syncbothboth
Bill trackingYesYes
Budgeting toolsYesYes
Free planNoYes
HeadquartersWalnut, California, United StatesSan Francisco, California, United States
Mobile appsbothboth
Net-worth trackingYesYes
Report exportYesYes

Monarch Money plans

  • Core—
  • Plus—

SoFi plans

  • SoFi Coach / RelayPriced on request
  • SoFi Coach / Relay—
  • SoFi Checking and SavingsFree
  • SoFi Plus$10 a month
  • SoFi CoachFree

Pick Monarch Money if…

You want what its maker publishes above — check its page for the details.

Pick SoFi if…

SoFi suits people looking for banking, investing, and financial tracking tools in one platform. SoFi Coach is available at no charge to members who use its banking, borrowing, or investing services.

Charts they share