
Modulr
7.2#3 in banking-as-a-service platformsFrom £16.25 a monthAndroidiOSWebAPI
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| Fact | Modulr | Solaris |
|---|---|---|
| Accounts | Accounts are available in GBP, EUR and nine other currencies, with local IBANs in GB, NL, ES, FR and IE. | Its digital banking services include checking, savings, sub-accounts and multi-accounts with local or virtual IBANs. |
| API security | API traffic must use HTTPS and HMAC signatures containing an API key and secret; production access is IP restricted. | Solaris APIs use OAuth 2.0 authentication, and the company says platform data is hosted within the European Union. |
| Cards | The cards product supports single-use virtual cards, configurable controls and managed physical card programmes on Visa and Mastercard. | Businesses can issue branded physical, virtual, or tokenized prepaid, debit, and credit cards on Visa or Mastercard. |
| Founded | 2016 | 2016 |
| Headquarters | London, United Kingdom | Berlin, Germany |
| Integrations | Modulr's integrations hub connects with more than 20 accounting and payroll systems, including Sage, Xero and BrightPay. | Solaris lists AWS, Visa, Mastercard, finleap connect, Fourthline, AAZZUR, Ecospend, and Salesforce among its ecosystem partners. |
| Payments | The platform supports instant GBP and EUR pay-ins and pay-outs, CHAPS, Bacs, SEPA and SWIFT payment services. | The platform supports SEPA Credit Transfer, SEPA Direct Debit, SEPA Instant, scheduled orders, and batch payments. |
No prices published.
Modulr suits businesses seeking payment, account, card, or collections infrastructure, including companies in travel, lending, merchant payments, and investment and wealth. Its API and sandbox may also suit teams building payment workflows.
Solaris serves big technology companies, fintechs, startups, corporates, banks and finance businesses. It suits teams embedding accounts, payments, cards, onboarding or lending through APIs in the EU and EEA.