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Modulr vs Solaris

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Modulr

7.2#3 in banking-as-a-service platformsFrom £16.25 a month
AndroidiOSWebAPI
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What both publish

FactModulrSolaris
AccountsAccounts are available in GBP, EUR and nine other currencies, with local IBANs in GB, NL, ES, FR and IE.Its digital banking services include checking, savings, sub-accounts and multi-accounts with local or virtual IBANs.
API securityAPI traffic must use HTTPS and HMAC signatures containing an API key and secret; production access is IP restricted.Solaris APIs use OAuth 2.0 authentication, and the company says platform data is hosted within the European Union.
CardsThe cards product supports single-use virtual cards, configurable controls and managed physical card programmes on Visa and Mastercard.Businesses can issue branded physical, virtual, or tokenized prepaid, debit, and credit cards on Visa or Mastercard.
Founded20162016
HeadquartersLondon, United KingdomBerlin, Germany
IntegrationsModulr's integrations hub connects with more than 20 accounting and payroll systems, including Sage, Xero and BrightPay.Solaris lists AWS, Visa, Mastercard, finleap connect, Fourthline, AAZZUR, Ecospend, and Salesforce among its ecosystem partners.
PaymentsThe platform supports instant GBP and EUR pay-ins and pay-outs, CHAPS, Bacs, SEPA and SWIFT payment services.The platform supports SEPA Credit Transfer, SEPA Direct Debit, SEPA Instant, scheduled orders, and batch payments.

Modulr plans

  • Payroll Payments Bronze£16.25 a month
  • Accounts Payable and Spend Management Bronze£20 a month
  • Bronze£30 a month
  • Bundle Bronze£30 a month
  • Payroll Payments Silver£67.20 a month
  • Accounts Payable and Spend Management Silver£75 a month

Solaris plans

No prices published.

Pick Modulr if…

Modulr suits businesses seeking payment, account, card, or collections infrastructure, including companies in travel, lending, merchant payments, and investment and wealth. Its API and sandbox may also suit teams building payment workflows.

Pick Solaris if…

Solaris serves big technology companies, fintechs, startups, corporates, banks and finance businesses. It suits teams embedding accounts, payments, cards, onboarding or lending through APIs in the EU and EEA.

Charts they share