Modulr
7.2#3 in banking-as-a-service platformsFrom £16.25 a monthAndroidiOSWebAPI
VisitModulr vs Railsr
What both publish
| Fact | Modulr | Railsr |
|---|---|---|
| API | Modulr offers API documentation, developer guides and sandbox access. | Railsr says its APIs integrate finance capabilities into a brand's digital journey and keep Railsr behind the scenes. |
| Cards | The cards product supports single-use virtual cards, configurable controls and managed physical card programmes on Visa and Mastercard. | Railsr offers debit, prepaid, credit and virtual card capabilities, including card production, processing, lifecycle controls and mobile-wallet support. |
| Company size | LinkedIn lists Modulr as a privately held financial-services company with 201–500 employees. | LinkedIn lists the company size as 201–500 employees. |
| Founded | 2016 | 2016 |
| Funding | Modulr announced a $108 million Series C led by General Atlantic in May 2022. | Railsr announced $24 million of funding from existing investors including D Squared Capital and Moneta Venture Capital on October 27, 2023. |
| Headquarters | London, United Kingdom | The 2023 sale announcement says Railsr would remain headquartered in London's City. |
| Integrations | Modulr's integrations hub connects with more than 20 accounting and payroll systems, including Sage, Xero and BrightPay. | Railsr says its products package nearly 100 technical, commercial, operational, regulatory and financial-crime integrations behind one API and agreement. |
| Rating on Trustpilot | 4.6 out of 5 from 161 reviews | 1.7 out of 5 from 17 reviews. |
Modulr plans
- Payroll Payments Bronze£16.25 a month
- Accounts Payable and Spend Management Bronze£20 a month
- Bronze£30 a month
- Bundle Bronze£30 a month
- Payroll Payments Silver£67.20 a month
- Accounts Payable and Spend Management Silver£75 a month
Railsr plans
- LearnFree
- Live Sandbox APIFree
- Play Sandbox APIFree
- LaunchPriced on request
- PrototypePriced on request
- ScalePriced on request
Pick Modulr if…
Modulr suits businesses seeking payment, account, card, or collections infrastructure, including companies in travel, lending, merchant payments, and investment and wealth. Its API and sandbox may also suit teams building payment workflows.
Pick Railsr if…
Railsr is aimed at companies such as fintechs, sports clubs, retailers, and brands that want to embed finance capabilities in a digital service. Its sandbox may suit developers preparing code against a platform using fake money.