Modulr
7.2#3 in banking-as-a-service platformsFrom £16.25 a monthAndroidiOSWebAPI
VisitModulr vs Newline by Fifth Third
Newline by Fifth Third
5.3#26 in banking-as-a-service platformsAPI
VisitWhat both publish
| Fact | Modulr | Newline by Fifth Third |
|---|---|---|
| Accounts | Accounts are available in GBP, EUR and nine other currencies, with local IBANs in GB, NL, ES, FR and IE. | The platform supports virtual reference numbers, custodial accounts and other account solutions for different funds flows. |
| API | Modulr offers API documentation, developer guides and sandbox access. | The Newline API is REST-organized and accepts form-encoded or JSON-encoded request bodies, returning JSON-encoded responses. |
| Cards | The cards product supports single-use virtual cards, configurable controls and managed physical card programmes on Visa and Mastercard. | Newline offers issuing and acquiring sponsorship, plus virtual and physical cards for enterprise businesses. |
| Founded | 2016 | 2023 |
| Payments | The platform supports instant GBP and EUR pay-ins and pay-outs, CHAPS, Bacs, SEPA and SWIFT payment services. | Its payment rails include ACH, wire, book transfer, and RTP instant payments; FedNow is listed as coming soon. |
| Purpose | Modulr provides a single platform for automating how money moves into and out of a business. | Newline is an API-first platform for launching embedded payment and deposit solutions with Fifth Third Bank. |
Modulr plans
- Payroll Payments Bronze£16.25 a month
- Accounts Payable and Spend Management Bronze£20 a month
- Bronze£30 a month
- Bundle Bronze£30 a month
- Payroll Payments Silver£67.20 a month
- Accounts Payable and Spend Management Silver£75 a month
Newline by Fifth Third plans
No prices published.
Pick Modulr if…
Modulr suits businesses seeking payment, account, card, or collections infrastructure, including companies in travel, lending, merchant payments, and investment and wealth. Its API and sandbox may also suit teams building payment workflows.
Pick Newline by Fifth Third if…
It is aimed at payment processors, fintech companies, payroll and HR software providers, and accounts payable and receivable platforms. Its customizable payment and account components may suit businesses embedding financial services in their products.