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Midtrans vs tru

Midtrans logo

Midtrans

8.1#4 in payment gateways1.50 IDR one-time
Free planAndroidiOSWebAPI
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tru

6.1#38 in payment gateways
WebAPI
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What both publish

FactMidtranstru
HeadquartersPasaraya Blok M, Building B, Jl. Iskandarsyah II No. 2, South Jakarta 12160, IndonesiaUnited States
IntegrationsOfficial integration paths include SNAP, Core API, Payment Link, Mobile, plugins and invoice financing beta.The privacy policy names Stripe Link and Stripe Connect, and MCP-compatible clients including Claude Code, Cursor, and Windsurf.
PurposeMidtrans helps businesses accept payments through cards, bank transfers, e-wallets, over-the-counter payments, and other methods.tru provides authentication, identity, and payments infrastructure that lets AI agents discover, authenticate with, and pay for services.

Midtrans plans

  • Pay per successful transactionFree
  • DANA1.50 IDR, paid once
  • ShopeePay2 IDR, paid once
  • GoPay2 IDR, paid once
  • QRIS7 IDR, paid once
  • OVO15 IDR, paid once

tru plans

  • Usage-based$0.50, paid once

Pick Midtrans if…

Midtrans suits businesses that need to accept several payment types online, in an app, or through shared payment links. Its checkout options and ecommerce integrations may fit businesses choosing between a ready-made flow and a custom one.

Pick tru if…

You want what its maker publishes above — check its page for the details.

Charts they share