Midtrans
8.1#4 in payment gateways1.50 IDR one-timeFree planAndroidiOSWebAPI
VisitMidtrans vs Paystack
What both publish
| Fact | Midtrans | Paystack |
|---|---|---|
| Headquarters | Pasaraya Blok M, Building B, Jl. Iskandarsyah II No. 2, South Jakarta 12160, Indonesia | Lagos, Nigeria |
| Integrations | Official integration paths include SNAP, Core API, Payment Link, Mobile, plugins and invoice financing beta. | Paystack advertises more than 50 integrations spanning ecommerce, accounting, invoicing and CRM platforms. |
| Payment methods | The service advertises 25 payment methods, including bank transfer, cards, QRIS and e-wallets. | Supported payment channels listed include cards, bank accounts, bank transfers, USSD, POS, Apple Pay, Google Pay, Visa QR, and mobile money. |
| Rating on Google Play | GoPay Merchant, the related GoTo merchant app referenced by Midtrans privacy materials, is rated 4.7 out of 5 from 82.6K reviews. | 3.6 out of 5 from 883 reviews |
| Recurring billing | Recurring or subscription payments are listed as a supported feature. | The product suite includes recurring payments and subscription billing with subscription-management links. |
| Recurring payments | Recurring payments can automatically charge fixed subscription amounts at chosen intervals, with retries for failed transactions; recurring service is available only for some payment channels. | Its APIs let businesses collect one-time and recurring payments from an app or website. |
Midtrans plans
- Pay per successful transactionFree
- DANA1.50 IDR, paid once
- ShopeePay2 IDR, paid once
- GoPay2 IDR, paid once
- QRIS7 IDR, paid once
- OVO15 IDR, paid once
Paystack plans
- Paystack transaction pricing (Nigeria)Free
- AccountFree
- Dedicated virtual accounts1 NGN a month
- Nigeria local transactions1.51 NGN a month
- Nigeria international transactions3.91 NGN a month
- Nigeria transfers up to NGN 5,00010 NGN a month
Pick Midtrans if…
Midtrans suits businesses that need to accept several payment types online, in an app, or through shared payment links. Its checkout options and ecommerce integrations may fit businesses choosing between a ready-made flow and a custom one.
Pick Paystack if…
Paystack suits startups, entrepreneurs, and larger businesses operating in or serving Africa that need to accept customer payments. Its API and SDK offerings also suit businesses integrating payment collection into apps or websites.