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Midtrans vs PAYONE

Midtrans logo

Midtrans

8.1#4 in payment gateways1.50 IDR one-time
Free planAndroidiOSWebAPI
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PAYONE logo

PAYONE

6.5#25 in payment gatewaysFrom €19 a month
AndroidiOSWebAPI
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What both publish

FactMidtransPAYONE
HeadquartersPasaraya Blok M, Building B, Jl. Iskandarsyah II No. 2, South Jakarta 12160, IndonesiaFrankfurt am Main, Germany
IntegrationsOfficial integration paths include SNAP, Core API, Payment Link, Mobile, plugins and invoice financing beta.PAYONE says E-Com Starter can be integrated with common shop systems and that its partner interfaces support integration with checkout systems, vending solutions, and webshops.
Payment linksMerchants can create a payment page link from the dashboard without code and share it with customers.PAYONE Link lets merchants create payment links with an online tool and send them to customers through different channels.
Payment methodsThe service advertises 25 payment methods, including bank transfer, cards, QRIS and e-wallets.PAYONE says merchants can accept common payment methods, credit and debit cards, and contactless transactions via smartphone, tablet, or smartwatch.
Pricing limitsMidtrans says setup is free and fees apply only to successful transactions, while gaming and digital product companies are subject to different rates.E-Com Starter has a 0,00 € monthly base fee but charges a 49,00 € one-time setup fee and transaction fees.

Midtrans plans

  • Pay per successful transactionFree
  • DANA1.50 IDR, paid once
  • ShopeePay2 IDR, paid once
  • GoPay2 IDR, paid once
  • QRIS7 IDR, paid once
  • OVO15 IDR, paid once

PAYONE plans

  • E-Com Pro€19 a month
  • All Card Flat€2,990 a month
  • E-Com IndividualPriced on request
  • E-Com Starter—

Pick Midtrans if…

Midtrans suits businesses that need to accept several payment types online, in an app, or through shared payment links. Its checkout options and ecommerce integrations may fit businesses choosing between a ready-made flow and a custom one.

Pick PAYONE if…

You want what its maker publishes above — check its page for the details.

Charts they share