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Melio vs Ottimate

Melio

8.0#7 in accounts payable softwareFree plan
Free planAndroidiOSWeb
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Ottimate

8.2#4 in accounts payable software$0.50 one-time
Free planAndroidiOSWebAPI
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What both publish

FactMelioOttimate
Invoice captureaiThe platform captures invoice header and line-item details from multiple formats, including handwritten invoices.
Mobile appThe Melio mobile app lets users review and approve bills, create invoices, track payment status, import bills, and use biometric login from a phone.The iOS and Android mobile app supports invoice and payment approvals, document capture, expense management, notifications, and reporting.

Melio plans

  • GoFree
  • Core—
  • Boost—
  • Unlimited—
  • PlatinumPriced on request
  • Free trial offerFree

Ottimate plans

  • Priority ACHFree
  • Standard ACHFree
  • Fast ACH$0.50, paid once
  • Standard Check$5, paid once
  • Priority Check$14.99, paid once
  • Overnight Check$20.99, paid once

Pick Melio if…

Melio suits US businesses managing vendor bills, approvals, and payments, particularly small and midsize businesses moving beyond paper-based processes. Its mobile app and team permissions may also suit teams that manage payables on the go.

Pick Ottimate if…

Ottimate suits finance teams managing invoices, approvals, vendor payments, and spend across hospitality, accounting firms, and other industries. It also offers mobile tools for invoice and payment tasks.

Charts they share