MaxiFi
7.6#3 in retirement planning softwareFrom $149 a yearAndroidiOSWebLinux
VisitMaxiFi vs ProjectionLab
ProjectionLab
8.0#2 in retirement planning softwareFrom $129 a yearFree planAndroidiOSWebAPI
VisitWhat both publish
| Fact | MaxiFi | ProjectionLab |
|---|---|---|
| Founded | 1993 | 2021 |
| Integrations | The site describes plan sharing with a financial advisor who has a MaxiFi PRO subscription. | Direct financial-account linking is not supported; plugins can sync Lunch Money, YNAB and Monarch Money data or run custom automations. |
| Optimization | Paid features include Roth conversion, Social Security filing, and retirement withdrawal optimizers. | Optimize can test combinations of Roth conversions, gain harvesting and drawdown order against targets such as tax brackets, IRMAA cliffs or ACA limits. |
| Purpose | MaxiFi creates a lifetime financial plan and calculates sustainable annual spending based on income, assets, taxes, Social Security, and other inputs. | ProjectionLab simulates personal financial and retirement scenarios to help users plan their financial future. |
MaxiFi plans
- 14-Day TrialFree
- Unlocked$149 a year
ProjectionLab plans
- BasicFree
- Premium$129 a year
- Pro$549 a year
Pick MaxiFi if…
It suits people weighing financial choices across career, housing, and retirement stages. It may be useful to those who want to compare scenarios and project taxes, benefits, and spending.
Pick ProjectionLab if…
ProjectionLab suits individuals planning personal finances or retirement, and its Pro plan is described for financial advisors and coaches. It also fits people who prefer planning without linking bank or brokerage accounts.