M1
7.7#35 in personal finance softwareFrom $3 a monthFree planAndroidiOSWeb
VisitM1 vs YNAB
What both publish
| Fact | M1 | YNAB |
|---|---|---|
| Account sync | both | both |
| Bill tracking | No | Yes |
| Budgeting tools | No | Yes |
| Founded | 2015 | 2004 |
| Free plan | No | No |
| Headquarters | Chicago, Illinois, United States | Lehi, Utah, USA |
| Mobile apps | both | both |
| Net-worth tracking | Yes | Yes |
| Paid from | 3 | 9.08 |
| Report export | Yes | Yes |
M1 plans
- Platform Fee$3 a month
- IRA Fee$3 a month
- M1 AdvisorFree
- M1 platform$3 a month
YNAB plans
- Monthly Plan$14.99 a month
- Annual Plan$109 a year
- College ProgramFree
- Free TrialFree
Pick M1 if…
You want what its maker publishes above — check its page for the details.
Pick YNAB if…
YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.