M1
7.7#35 in personal finance softwareFrom $3 a monthFree planAndroidiOSWeb
VisitM1 vs SoFi
What both publish
| Fact | M1 | SoFi |
|---|---|---|
| Account sync | both | both |
| Bill tracking | No | Yes |
| Budgeting tools | No | Yes |
| Founded | 2015 | 2011 |
| Free plan | No | Yes |
| Headquarters | Chicago, Illinois, United States | San Francisco, California, United States |
| Investing | Users can build portfolios from stocks and ETFs as Pies, choosing holdings themselves or using M1 Advisor for guidance. | SoFi Invest offers self-directed investing, robo investing, IRAs, stock trading, IPO investing, fractional shares, and ETFs. |
| Mobile apps | both | both |
| Net-worth tracking | Yes | Yes |
| Paid from | 3 | 10 |
| Report export | Yes | Yes |
| Support | M1 provides a Help Center and a Contact us page. | SoFi lists phone, email, live chat, and social-media support channels, with U.S. customer support at 855-456-7634. |
M1 plans
- Platform Fee$3 a month
- IRA Fee$3 a month
- M1 AdvisorFree
- M1 platform$3 a month
SoFi plans
- SoFi Coach / RelayPriced on request
- SoFi Coach / Relay—
- SoFi Checking and SavingsFree
- SoFi Plus$10 a month
- SoFi CoachFree
Pick M1 if…
You want what its maker publishes above — check its page for the details.
Pick SoFi if…
SoFi suits people looking for banking, investing, and financial tracking tools in one platform. SoFi Coach is available at no charge to members who use its banking, borrowing, or investing services.