Lean Payments
6.4#3 in open banking payment platformsAndroidiOSWebAPI
VisitLean Payments vs Pay by Bank from allpay
Pay by Bank from allpay
6.1#5 in open banking payment platformsAndroidiOSWeb
VisitWhat both publish
| Fact | Lean Payments | Pay by Bank from allpay |
|---|---|---|
| Company history | Lean says it was founded in 2019. | allpay’s company history says it was established as Financial Collection Services Ltd in 1994. |
| Headquarters | Riyadh, Saudi Arabia | Hereford, England, United Kingdom |
| Integrations | Lean says one integration connects businesses to its open banking network across the UAE and KSA. | The page says Pay by Bank is rolling out across allpay’s digital platforms, starting with the allpayments app and online payment journeys using hosted payment pages; Gateway Plus is marked as coming soon. |
| Security | Lean's security page describes encryption, secure cloud architecture, continuous security monitoring, and regular audits and assessments. | Customers authorise each payment directly through their bank, so the organisation does not handle sensitive account details. |
| Support | Lean links to its Help Center and offers a contact-us page for inquiries. | The Pay by Bank page directs organisations to contact the sales team and links to the allpay Help Centre for support. |
| What it does | Lean provides businesses with APIs for payments, Open Banking, financial data, and customer verification across MENA. | Pay by Bank lets customers pay directly from their bank account using Open Banking, without entering card details. |
Pick Lean Payments if…
Lean Payments is aimed at banks, fintechs, and enterprises operating across Saudi Arabia and the UAE. It suits businesses seeking API-based payments, payouts, or customer-permissioned financial data.
Pick Pay by Bank from allpay if…
It is aimed at organisations such as housing associations, local authorities, utilities, and billing teams that collect regular payments. Customers who want to pay directly through their bank can authorise transactions in a banking app or online banking.