Kresus
6.6#133 in personal finance softwareFree planFree planWebSelf-hosted
VisitKresus vs YNAB
What both publish
| Fact | Kresus | YNAB |
|---|---|---|
| Account sync | both | both |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | No |
| Report export | Yes | Yes |
| Security | The FAQ says standalone Kresus does not encrypt data, including banking passwords, and advises users to secure the server or encrypt its disk. | YNAB uses encryption in transit and at rest, restricted monitored access, code scanning, and infrastructure testing. |
Kresus plans
- Free and libre softwareFree
YNAB plans
- Monthly Plan$14.99 a month
- Annual Plan$109 a year
- College ProgramFree
- Free TrialFree
Pick Kresus if…
You want what its maker publishes above — check its page for the details.
Pick YNAB if…
YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.