Klarna vs Zip
| Klarna | Zip | |
|---|---|---|
| Free plan | No | No |
| Free trial | No | No |
| Paid from | — | — |
| Open source | No | No |
| Platforms | Web, iOS, Android | Android, api, extension, iOS, Web |
| Checkout channels | omnichannel | omnichannel |
| Repayment terms | Pay now; Pay later up to 30 days; Pay in 3 or 4 installments; financing over 6–24 months where available | 2 payments; 4 biweekly payments; 8 payments; Australia: weekly, fortnightly, or monthly schedules; up to 5 years interest-free terms |
| Merchant platforms | Shopify, Adobe Commerce, Salesforce Commerce, WooCommerce | BigCommerce; Magento 2; Salesforce; Shopify; WooCommerce |
| Merchant settlement | scheduled | scheduled |
| Consumer regions | Australia, Austria, Belgium, Canada, Czech Republic, Denmark, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Mexico, Netherlands, New Zealand, Norway, Poland, Portugal, Romania, Slovakia, Spain, Sweden, Switzerland, United Kingdom, United States | United States; Australia; New Zealand |
| Merchant dashboard | Yes | Yes |
| Free plan | — | Yes |
Both are listed in Best Buy Now, Pay Later Platforms. On Everything Xiaomi, Zip scores higher on our published basis.