Klarna
7.2#3 in shopping and price-tracking appsFrom $4.99 a monthAndroidiOSWebAPI
VisitKlarna vs Zip
What both publish
| Fact | Klarna | Zip |
|---|---|---|
| Founded | 2005 | 2013 |
| Integrations | Klarna Payments supports integrations including Shopify, Adobe Commerce, Salesforce Commerce, and WooCommerce. | Zip offers no-code, low-code, and app plugin integrations, virtual card options, and a custom API; its documentation names Shopify and WooCommerce as no-code platform options. |
| Security | Klarna describes account protections including encryption, two-factor authentication, real-time fraud monitoring, biometrics, and passkeys. | Zip states that its merchant plans include SOC 2 Type 2 and PCI DSS compliance and fraud protection. |
| What it does | Klarna Payments lets merchants offer Klarna as a checkout payment method, with options customers can select such as pay now, pay later, or pay in parts. | Zip provides buy now, pay later (BNPL) checkout for online shoppers and e-commerce businesses. |
Klarna plans
- Klarna Core membership$4.99 a month
- Klarna Plus membership$9.99 a month
- Klarna Premium membership$19.99 a month
- Klarna Max membership$44.99 a month
Zip plans
- Standard$5.93, paid once
- CustomPriced on request
Pick Klarna if…
Klarna may suit consumers in its listed regions who want different ways to repay at checkout. Merchants using supported commerce platforms can consider it for omnichannel checkout and scheduled settlement.
Pick Zip if…
Zip suits e-commerce businesses seeking buy now, pay later checkout across online, in-store, or in-app channels. Shoppers considering it should note that each transaction is reviewed and purchases are limited to the US.