Klarna
7.2#3 in shopping and price-tracking appsFrom $4.99 a monthAndroidiOSWebAPI
VisitKlarna vs Tabby
What both publish
| Fact | Klarna | Tabby |
|---|---|---|
| Eligibility limit | Klarna says each purchase attempt receives a new automated approval decision based on current credit data, and prequalification is not a guarantee of approval. | Pay Later eligibility requires customers to be at least 18, have a valid national ID and linked debit or credit card, and have a good credit history. |
| Integrations | Klarna Payments supports integrations including Shopify, Adobe Commerce, Salesforce Commerce, and WooCommerce. | Supported ecommerce platforms include Shopify, Salla, Zid, WooCommerce, Magento 2, OpenCart, Matjrah, Salesforce, and ExpandCart; custom API integration is also offered. |
| Security | Klarna describes account protections including encryption, two-factor authentication, real-time fraud monitoring, biometrics, and passkeys. | Tabby says transactions use encryption and two-step verification, and that it is PCI DSS certified in all operating markets. |
| Support | Klarna’s US Pay in 4 page directs customers to customer service for help and troubleshooting. | Customers can contact support through the app, and the app page advertises 24/7 chat support for returns, payments, and feedback. |
| What it does | Klarna Payments lets merchants offer Klarna as a checkout payment method, with options customers can select such as pay now, pay later, or pay in parts. | Tabby is a money app for spending, sending, saving, and flexible payments. |
Klarna plans
- Klarna Core membership$4.99 a month
- Klarna Plus membership$9.99 a month
- Klarna Premium membership$19.99 a month
- Klarna Max membership$44.99 a month
Tabby plans
- Pay in 4Free
- Pay over timePriced on request
Pick Klarna if…
Klarna may suit consumers in its listed regions who want different ways to repay at checkout. Merchants using supported commerce platforms can consider it for omnichannel checkout and scheduled settlement.
Pick Tabby if…
Tabby suits shoppers in Saudi Arabia, the UAE, and Kuwait who want installment payments and shopping tools. It also serves businesses seeking to offer payment options across online and in-store channels.