Klarna
7.2#3 in shopping and price-tracking appsFrom $4.99 a monthAndroidiOSWebAPI
VisitKlarna vs Sunbit
What both publish
| Fact | Klarna | Sunbit |
|---|---|---|
| Customer support | Klarna’s US customer service page offers assistance through sign-in chat for purchases and accounts. | Sunbit lists consumer support by phone at 855-678-6248. |
| Founded | 2005 | 2016 |
| Merchant channels | Merchants can accept Klarna payments on the web, in apps, and in person, including through direct API integration or plugins for platforms such as Shopify, Adobe Commerce, and Salesforce Commerce. | Sunbit describes its financing as usable in-store, on-the-go from a connected device, and online through checkout integration. |
| Security | Klarna describes account protections including encryption, two-factor authentication, real-time fraud monitoring, biometrics, and passkeys. | Sunbit says it uses security measures complying with federal law, including computer safeguards and secured files and buildings. |
| What it does | Klarna Payments lets merchants offer Klarna as a checkout payment method, with options customers can select such as pay now, pay later, or pay in parts. | Sunbit offers point-of-sale lending for everyday expenses and a no-fee credit card managed through its mobile app. |
Klarna plans
- Klarna Core membership$4.99 a month
- Klarna Plus membership$9.99 a month
- Klarna Premium membership$19.99 a month
- Klarna Max membership$44.99 a month
Sunbit plans
- Sunbit point-of-sale financingPriced on request
Pick Klarna if…
Klarna may suit consumers in its listed regions who want different ways to repay at checkout. Merchants using supported commerce platforms can consider it for omnichannel checkout and scheduled settlement.
Pick Sunbit if…
Sunbit may suit US customers seeking installment financing for services such as vehicle repair or dental care, and merchants looking to offer financing at checkout. Applicants must meet age and approval requirements; US territories are excluded.