
Klarna
7.2#3 in shopping and price-tracking appsFrom $4.99 a monthAndroidiOSWebAPI
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| Fact | Klarna | Splitit |
|---|---|---|
| Integrations | Klarna Payments supports integrations including Shopify, Adobe Commerce, Salesforce Commerce, and WooCommerce. | Splitit lists plugins for Shopify, Magento, WooCommerce, BigCommerce, SAP Commerce Cloud, Shopline, and Salesforce Commerce Cloud. |
| Security | Klarna describes account protections including encryption, two-factor authentication, real-time fraud monitoring, biometrics, and passkeys. | Splitit states it is a validated Level 1 PCI DSS Service Provider assessed annually against PCI DSS 4.0.1 by an independent Qualified Security Assessor. |
| Support | Klarna’s US Pay in 4 page directs customers to customer service for help and troubleshooting. | Splitit offers live chat and email support, and says it aims to reply to email within 24 hours. |
| What it does | Klarna Payments lets merchants offer Klarna as a checkout payment method, with options customers can select such as pay now, pay later, or pay in parts. | Splitit lets shoppers pay in installments using credit already available on their existing credit card. |
No prices published.
Klarna may suit consumers in its listed regions who want different ways to repay at checkout. Merchants using supported commerce platforms can consider it for omnichannel checkout and scheduled settlement.
Splitit suits shoppers who want installments against existing credit and merchants adding installment checkout. Card eligibility and digital-wallet availability depend on the merchant, plan, and region.