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Klarna vs Splitit

Klarna logo

Klarna

7.2#3 in shopping and price-tracking appsFrom $4.99 a month
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What both publish

FactKlarnaSplitit
IntegrationsKlarna Payments supports integrations including Shopify, Adobe Commerce, Salesforce Commerce, and WooCommerce.Splitit lists plugins for Shopify, Magento, WooCommerce, BigCommerce, SAP Commerce Cloud, Shopline, and Salesforce Commerce Cloud.
SecurityKlarna describes account protections including encryption, two-factor authentication, real-time fraud monitoring, biometrics, and passkeys.Splitit states it is a validated Level 1 PCI DSS Service Provider assessed annually against PCI DSS 4.0.1 by an independent Qualified Security Assessor.
SupportKlarna’s US Pay in 4 page directs customers to customer service for help and troubleshooting.Splitit offers live chat and email support, and says it aims to reply to email within 24 hours.
What it doesKlarna Payments lets merchants offer Klarna as a checkout payment method, with options customers can select such as pay now, pay later, or pay in parts.Splitit lets shoppers pay in installments using credit already available on their existing credit card.

Klarna plans

  • Klarna Core membership$4.99 a month
  • Klarna Plus membership$9.99 a month
  • Klarna Premium membership$19.99 a month
  • Klarna Max membership$44.99 a month

Splitit plans

No prices published.

Pick Klarna if…

Klarna may suit consumers in its listed regions who want different ways to repay at checkout. Merchants using supported commerce platforms can consider it for omnichannel checkout and scheduled settlement.

Pick Splitit if…

Splitit suits shoppers who want installments against existing credit and merchants adding installment checkout. Card eligibility and digital-wallet availability depend on the merchant, plan, and region.

Charts they share