Klarna vs Scalapay
| Klarna | Scalapay | |
|---|---|---|
| Free plan | No | No |
| Free trial | No | No |
| Paid from | — | — |
| Open source | No | No |
| Platforms | Web, iOS, Android | Web, iOS, Android |
| Checkout channels | omnichannel | omnichannel |
| Repayment terms | Pay now; Pay later up to 30 days; Pay in 3 or 4 installments; financing over 6–24 months where available | Pay in 3: first payment at purchase, then after 1 and 2 months; Pay in 4: first payment at purchase, then after 1, 2, and 3 months |
| Merchant platforms | Shopify, Adobe Commerce, Salesforce Commerce, WooCommerce | BigCommerce, JTL 4, LogiCommerce, Mabisy, Magento 1, Magento 2, OpenCart, nopCommerce, PrestaShop, Ready Pro, Salesforce, SAP Hybris, Shopify, Shopware, Storeden, VTEX, WooCommerce |
| Merchant settlement | scheduled | scheduled |
| Consumer regions | Australia, Austria, Belgium, Canada, Czech Republic, Denmark, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Mexico, Netherlands, New Zealand, Norway, Poland, Portugal, Romania, Slovakia, Spain, Sweden, Switzerland, United Kingdom, United States | Austria, Belgium, Finland, France, Germany, Italy, Netherlands, Portugal, Spain, Mayotte, Réunion, French Guiana, Martinique, Guadeloupe |
| Merchant dashboard | Yes | Yes |
Both are listed in Best Buy Now, Pay Later Platforms. On Everything Xiaomi, Scalapay scores higher on our published basis.